Start investing today, even if you don't have a lot to invest.  If you only have $50 or $100 a month that's totally fine.  Anything is better than nothing.  A small amount today will grow every year.  In 20 or 30 years you will have more than you thought you would.

TSLY is an ETF which buys options on Tesla.  It's been returning 5% to 6% monthly.  Does anyone own this ETF?  What are your thoughts?  Do you think it's a yield trap?